These loans are generally provided for working capital purposes and current business expansion. The repayment of principal and interest is based on the borrowers’ regular income and collateral secured by property.


  • Increase business opportunity
  • Increase business income
  • Obtain financial advice from our experienced staff
  • Convenient cash management with flexible loan repayment
  • Work with friendly and helpful staff
  • Reliable and fast service
  • Simple and understandable documents
  • Confidentiality

Brief Terms and Conditions:

  • Maximum amount of loan up to US$150,000
  • Flexible methods of repayment
  • Loan tenor up to 60 months
  • Interest charge only on the borrowed amount


Individual borrowers:

  • Collateral
  • ID Cards/ Passport and Visa
  • Family Book/ Residential records
  • Borrower’s confirmed Financial Statement
  • Property Certificates “Collateral property”

Institutional borrowers:

  • Collateral
  • Shareholders’ ID cards/ Passports
  • Company Memorandum
  • Company registration Certificate
  • Patent
  • Board of Resolutions / Minutes of Shareholder’s meeting
  • Company Confirmed Financial Statement